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Qualitative research with payday lending clients in britain

The research through the CMA provides an overview that is important of consumer profile of payday loan providers however it had been never ever made to explore the ‘lived experience’ or wider problems of great interest within social policy, namely backlinks between labour markets, welfare state cuts and financialisation. So that you can explore these problems in greater level, we carried down AHRC-funded qualitative research (in-depth interviews) with 21 borrowers that has lent from payday loan providers within the past 12 months. Fieldwork happened between March and June 2014 into the West Midlands and Oxfordshire parts of the united kingdom. We recruited interviewees making use of a professional business whom identified individuals in shopping centers and high roads utilizing an assessment questionnaire the writers had created. We interviewed a mix that is broad of when it comes to age, sex, work, household kind and so forth. Each meeting lasted between 45 mins and 2 hours at spot associated with respondent’s choice (almost all inside their house, with a few in a cafГ©). Where possible, the authors for the article conducted the interviews in pairs to make sure research quality and security.